The Consumer Financial Protection Bureau (CFPB), a U.S. government agency that enforces federal consumer financial laws, publishes a list of companies that track data of U.S. consumers.  The Fair Credit Reporting Act (FCRA) requires companies to give consumers copies of their personal data reports.  The CFPB also lists options on how to obtain a personal credit score.

Some of the more relevant companies on this list include:

• • Credit reporting agencies such as Equifax, Experian, TransUnion, LexisNexis, CoreLogic and Innovis
  • Employment screening
  • Tenant screening
  • Check and bank screening such as Chex Systems and TeleCheck
  • Insurance screening such as Comprehensive Loss Underwriting Exchange (CLUE), Insurance Information Exchange (iiX), and Automated Property Loss Underwriting System (A-PLUS)
  • Medical screening including MIB Group
  • Utilities screening including National Consumer Telecom & Utilities Exchange (NCTUE)

LexisNexis has a free personal report available which shows data compiled from various public sources. Chex Systems also has a report available for consumers.

An online dispute can be filed with Equifax, Experian, TransUnion, and LexisNexis if there are errors in a credit file.